Terms & Conditions

01. Campaign Duration

The LB CIM Virtual Debit Card Cashback Campaign will be conducted from 1st August to 31st August 2026,

 

02. Eligibility Criteria

The promotion is open to all registered LB CIM customers with an active LB CIM Virtual Debit Card.

To Eligible, customers must make payments using their LB CIM Virtual Debit Card at any UnionPay-enabled merchant during the campaign period.

 

03. Cashback Offer

Customers will receive 20% cashback on the value of each qualifying transaction.

The cashback is capped at LKR 500 per qualifying transaction.

Each customer may receive cashback on a maximum of three (03) eligible transactions during the campaign period.

The maximum total cashback per user is Rs. 1,500.

 

04. Exclusions

The following transactions will not qualify for cashback:

Cancelled, reversed, refunded, disputed, or failed transactions.

Cash withdrawals or cash advances.

Fund transfers, bill payments, or any non-purchase transactions.

Transactions completed outside the campaign period.

 

05. Cashback Crediting

Eligible cashback will be credited instantly to the customer’s LB CIM Wallet.

Cashback is subject to successful transaction processing and compliance with these Terms & Conditions.

 

06. General Conditions

LB Finance PLC reserves the right to verify the validity of all qualifying transactions before awarding cashback.

Any customer found to have engaged in fraudulent, suspicious activity will be disqualified from the promotion.

LB Finance PLC reserves the right to amend, suspend, extend, or terminate this campaign and/or revise these Terms & Conditions at its sole discretion without prior notice.

The decision of LB Finance PLC regarding all matters relating to this campaign shall be final and binding.

Participation in this campaign constitutes acceptance of these Terms & Conditions and any decisions made by LB Finance PLC in relation to the promotion.